Unfortunately, auto collisions are a part of daily life.
The truth is, even the best drivers can be involved in a car crash due to a different driver’s fault. Even if you drive safely, and you stay under the speed limit and obey all the traffic laws, you cannot always prevent someone else from driving recklessly and striking your car. When this happens, you want to be prepared so that you know exactly what to do and how to protect yourself financially.
Here are several basic suggestions to remember that you should follow right away as soon as the accident occurs.
The first and most obvious thing to do is to call the police. A police report can sometimes be critical when it comes to working with your car insurance company to recover your losses. Make sure to get the names and ID’s of the officers who come to the scene of the accident. If for some reason the police do not come, you should file a report at your DMV.
Another thing you must do is to get and write down information about the other driver who cause the collision. You should write down the name of the driver, his insurance information, and the license plate number of his car. You should also record his phone number and address. It is also worthwhile to write down the type of car that he was driving at the time.
Make sure you don’t forget to look around and see if any witnesses were present at the crash. If there were other people around, make sure to get their information! This is very important. Write down their name, address and telephone number.
Also, you of course need to get in touch with your own insurance company as soon as possible.
If you have a camera with you, or a mobile phone that comes with one, try to take pictures of anything that might be relevant, so you will have a record to use as possible evidence. First and foremost, take a picture of your car. You need to have proof that the damage occurred. Also take a picture of the actual accident, meaning get both cars in the picture in their present state and position. It would also be a good idea to have pictures of any traffic signs in the area.
Afterwards, when you go for auto collision repairs, you should make sure to keep a copy of the bill, so that you will be able to get reimbursed for the damage done to your car. If you were hurt in the accident and have medical bills, you need to keep a copy of those as well.
Getting into a crash is not fun, to say the least. It can be a shocking and unfortunately, sometimes a painful experience. What you don’t want is to be unprepared for such a situation. You want to know beforehand what steps you need to take when the accident occurs and how to recoup what you deserve financially.
We hope that you find these tips are helpful and give you a sense of direction regarding what to do after a car crash.